A program operated through the Canada Mortgage and Housing Corporation (CMHC) that allows a tax-free withdrawal from a Registered Retirement Savings Plan (RRSP) to build or buy a qualifying home.

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Programs that provide low interest down payment/closing costs loans and/or home purchase loans for people with low incomes who are purchasing a home or a condominium for the first time. These loan programs generally require that the property be used as a primary residence; allow lower down payments, assistance with closing costs and alternative credit; and often require participation in home buyer training classes.

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